Even if you have a negative balance, we will not charge you an overdraft fee.ĥ Chase Mobile ® app is available for select mobile devices. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved).

After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).Ĥ We will decline or return transactions when you do not have enough money in your account to cover the charge. See /disclosures for more information.ģ New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.Ģ There is a $4.95 Monthly Service Fee. This means when these transactions are credited could vary and you may not receive your funds early. The timing of when these transactions will be credited is based on when the payer submits the information to us. You must set up direct deposit to your account.

1 For Chase Secure Checking SM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early.

Visa chase dom login